We have been providing essential advice on giving you peace of mind if the worst were to happen since 2005.
No one ever plans to get sick or die unexpectedly. We always think that it won’t happen to us, but the reality is that it could happen at any time. It is not something you like to think about but is has to be considered if you are taking on a mortgage or increasing your mortgage.
Mortgage, Life & Critical illness insurances:
These all have one clear objective – to help pay off an outstanding mortgage in the event of death or diagnosis a critical illness during the policy term. This means that you and your loved ones could continue to live in the family home if the worst were to happen.
Income Protection:
This is designed to pay you a regular income in the event that you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy (typically normal retirement age). This type of plan is quite often seen as the foundation of any financial planning as without an income how do you pay for everything else – eg food and household bills etc
Of course, it could be that you never have to take advantage of any policy if you are lucky – but it could be argued that the sense of security that comes with these policies alone is worth the relatively modest monthly fee.
Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income
WHY CHOOSE US
INDIVIDUAL ADVICE
I provide a service to suit you whether face to face, telephone, or Teams
BESPOKE MORTGAGE FINDER
I search a comprehensive range of mortgage products to ensure I find the right mortgage for you.
CLIENT FOR LIFE PHILOSOPHY
I continue to monitor the marketplace and will keep you updated on opportunities.
ONLINE SECURE CLIENT PORTAL
I provide access to your own client portal for secure messages and document uploads.
This is the second time we have worked with Nick in relation to our mortgage and we have been so impressed by the support and service we have received. Nick is very quick to respond to queries and provided us with really helpful information about future mortgage offers which helped us make decisions. He kept in touch regularly throughout the process and ensured we got the best deal possible. We have recommended Nick to a number of our friends and will continue to do so! Thank you NickFrancesca
Nick has been nothing but helpful from start to finish. As my partner and I were first-time buyers, having someone as attentive as Nick to chase the mortgage lenders saved us so much time and stress so that we could focus on finding a home. All throughout the process, Nick kept us updated and offered his own advice. My partner and I are incredibly grateful for all of his help and cannot recommend him enough.Jake
Nick came highly recommend to us and delighted to say we will be highly recommending him again to everyone we know! We’ve been burnt in the past, but Nick was thorough, supportive and really knowledgeable which made this process as easy as it could be! THANK YOU NICK!Matthew
After we realised the advisor in the estate agent was insufficiently experienced for our circumstances, a colleague referred me to Nick. He was professional from start to finish and really showed a willingness to listen and find something that would work for us. He was very detailed to ensure he was prepared to answer any questions from the lender(s) and found us the mortgage we needed. Delays for our new build house meant several extensions were required and these were done swiftly and communicated well. Recommended !Nigel
Nick was great to deal with, went above and beyond for us and made sure we understood every step of our first property purchase. He explained all the technical parts in simple terms, answered all our questions quickly and offered as much time and advice as we needed. All round great service which we highly recommend!Tim
A consummate professional who made things easy to understand from the first call we had. As a first time buyer It was so heartening to know we had someone as knowledgeable and experienced as Nick on our side. We will be using the service again when we next renew.Matthew
Nick has been fantastic at securing the best rates for us, and even beating them when a better rate comes up after accepting an offer. His service has been friendly and professional, and ever patient with us as first -time buyers! I have no idea what we would have done without his help.Charlotte
Nick makes the process of remortgaging easy and stress free. Nick does a diligent job of understanding our needs and requirements, and then uses that to find us the best deal to meet our requirements. Nick managed to secure us a deal early that means we will save literally thousands over the next few years ! I cant recommend enough !Matthew